◊ BUDGETING AND SAVING ONLINE TRAINING SERIES
Online Budgeting and Saving Training
Personal » Personal Business
Only $99.95
Budgeting and Saving Series (21 hours)
ONLINE Budgeting and Saving TRAINING FEATURES
- Learn Budgeting and Saving online with these interactive online Budgeting and Saving courses.
- Affordable Pricing (Only $99.95 for the complete series)
- A full year to complete the Budgeting and Saving courses
- Retake the Budgeting and Saving courses as many times as you like
- Measure your progress with assessment tests after each course
- Earn completion certificates after passing each assessment test
1. Confronting Debt
Time: 3 hours
This course provides a guide to assessing personal debt, formulating a budget, and maintaining a good credit rating.
Objectives
- Assess his/her financial situation by listing debts and liabilities
- Create a budget
- Explain how credit bureaus establish credit ratings
- Maintain a good credit rating
Topics
- Assessing Your Debt
- Creating a Budget
- Understanding Your Credit Rating
- Maintaining Good Credit
2. Eliminating Debt
Time: 3 hours
This course provides a guide to eliminating personal debt and rebuilding damaged credit.
Objectives
- Choose the best credit card for his/her needs
- Avoid paying unnecessary fees and service charges
- Minimize revolving debt
- Rebuild damaged credit
Topics
- Understanding Credit Cards
- Developing Smarter Credit Habits
- Getting Out from Under Debt
- Rebuilding Damaged Credit
3. Banking Basics
Time: 3 hours
This course explains basic principles of consumer banking.
Objectives
- Avoid paying bank transaction fees and service charges
- Explain how interest rates work
- Negotiate better rates on accounts and loans
- Compare banking options such as credit unions and other banks
Topics
- Avoiding Fees and Service Charges
- Understanding Rates
- Finding Better Rates
- Considering Banking Options
4. Choosing Bank Accounts
Time: 3 hours
This course explains how to choose checking accounts, savings accounts and certificates of deposit, and provides an introduction to online banking.
Objectives
- Choose the best checking account
- Choose the best savings account and/or CD
- Explain the advantages of online banking
Topics
- Understanding Checking Accounts
- Choosing a Checking Account
- Choosing Savings Accounts and CDs
- Banking Online
5. Planning Your Retirement
Time: 3 hours
This course provides an introduction to long-term investment strategy.
Objectives
- Explain investment terminology
- Plan a personal investment strategy
- Compare and choose among investment options such as stocks, bonds, and CDs
Topics
- Becoming an Informed Investor
- Planning Your Investments
- Planning for Retirement
- Cashing In at Retirement
6. Making 401(k) Plans Work
Time: 3 hours
This course explains how to take advantage of 401(k) saving plans.
Objectives
- Explain the benefits of investing in a 401(k) plan
- Compare the 401(k) plan with other employer-provided investment options
- Enroll in a 401(k) plan
- Allocate 401(k) funds to maximize return and minimize risk
Topics
- Understanding 401(k) Plans
- Maximizing Your 401(k) Benefits
- Investing Online
- Saving Over the Long Haul
7. Exploring Investment Options
Time: 3 hours
This course provides a guide to investing in stocks and explains other investment options including bonds, mutual funds, and government investments.
Objectives
- Describe in basic terms how the stock market works
- Pick stocks based on personal investment needs
- Compare the advantages of stocks, bonds and mutual funds
- Explain government investment options
Topics
- Investing in Stocks
- Investing in Bonds and Mutual Funds
- Investing with the Government
Resources for Budgeting and Saving
